Flexible Financing for Fine Jewelry Own the piece you love - on your terms.

Diamond ring on a stand with 'No Credit Needed' text overlay and Acima branding.

Acima Leasing | lease-to-own

lauritajoyeriadoralonline.com has teamed up with Acima to offer an easy gold and fine alternative to financing and allow customers to shop now and pay later even if you have bad or no credit at all. Acima Leasing is a lease-to-own service. Acima’s No Credit Options provides a lease option where eligibility is not based solely on credit, so you can pick out the merchandise you need and take it home today. And you don’t have to make a big upfront payment or a long-term commitment. Upon approval, You can proceed to checkout and select the Acima leasing option.

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Affirm Financing | 3, 6, or 12 monthly payments

Affirm provides the option for 3, 6, or 12 monthly payments. Your rate will be 0% or 10% - 36% APR based on credit, and is subject to an eligibility check. Actual rates will be shown at checkout. Payment options through Affirm are provided by these lending partners: https://www.affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For example, "on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR."

To verify your identity and provide you with a financing offer when you sign up, Affirm does a ‘soft’ credit check that does not affect your credit. If you choose to complete a purchase and finance it with Affirm, they will do a single ‘hard’ credit check when your first order is processed.

Choose at checkout -or- In Product Page

Snap Finance | Get Jewelry Now.Pay Later.

Good credit? Poor credit? No credit?

Snap Finance has you covered with lease-to-own financing and loan options. They look beyond your credit score, considering you for opportunities others may not.

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Couple holding hands with a 'Progressive Leasing' logo in the corner

Progressive Leasing | The Lease Purchase Program

No Credit Needed* Lease Purchase Program through Progressive Leasing that provides the option to take your jewelry home today. Start paying your lease off. Once you have made your last payment, you will own your favorite piece of jewelry!

Ready to Apply? You need:

- To be 18 years or older

- A Social Security Number or ITIN

- A bank routing and account number for an open and active checking account

- An active credit or debit card number

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"You shouldn't have to wait to celebrate life's most important moments."
— Laurita Jewelry

Frequently asked questions

Who qualifies for financing?

Financing is available to customers 18 and older. Contact us directly to discuss your options and eligibility.

How do I apply?

Simply Apply Online or visit us in store, call us at (725) 259-2720, or message us on WhatsApp. We'll walk you through everything.

Is there a minimum purchase amount?

Contact us directly for details on minimum amounts and available plans.

Can I finance online purchases?

Yes. Reach out via WhatsApp or phone before completing your online order and we'll set everything up for you.

How long are the payment terms?

Payment terms vary depending on the purchase. Contact us to discuss the plan that works best for you.